· 4 min read

CBDC News

John Winchcombe
John Winchcombe · Editor
CBDC News

The End of the BIS Cross-Border Payment Vision

18 months after the Bank for International Settlements (BIS) exited the mBridge cross-border project and launched Project Agorá, the fragmentation of crossborder payments has become almost institutionalised. Agorá-style tokenised correspondent flows in G7 corridors, mBridge, or its successors, operating in the China-Gulf corridor, and a growing patchwork of bilateral instant-payment links everywhere else.

The unified cross-border CBDC future that BIS papers were dreaming of in 2022 has clearly not yet arrived.

Arguing for CBDC and Stablecoin Co-Existence

On LinkedIn, the Bank of Israel’s Assaf David-Margalit posted about the Bank of Canada’s working paper, ‘to tokenize or not to tokenize’ 1.

Assaf argues that CBDC should provide the settlement layer while private stablecoins innovate at the application layer, using CBDC as the reserve asset operating as complementary infrastructure layers rather than rivals.

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