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Filtered by Access to Cash — 3 articles

John Winchcombe

27 March 2026

4 min read

Time for New ATM Business Models

Guillaume Lepecq, Chair of Cash Essentials, and Matt Sykes, from the CPT Group, have written a paper about the business model of Automated Teller Machines (ATMs). Their conclusion? Circumstances have changed, and ATM business models need rethinking.

Access to Cash

John Winchcombe

21 May 2025

7 min read

Australia and the Future of Cash

In late February, the Governor of the Reserve Bank of Australia (RBA) gave evidence to the Economics Committee of the Australian Parliament. At the time, press reports interpreted her remarks as suggesting cash will be gone in ten years. Matt Sykes, of CPT group, has published his thoughts on the actual state of cash in Australia based on available data.

Access to Cash Free Free

John Winchcombe

21 May 2025

3 min read

Update on Access to Cash in Canada

In 2023, the Bank of Canada developed a travel-based measure of cash access. This quantified how far Canadians needed to travel to their nearest Automatic Banknote Machine (ABM) or financial institution (FI) branch. This study has been updated with the latest available data, 2023, and the opportunity has been taken to improve the data quality of the ABM data provided by Mastercard, such as duplicate records, missing ABMs and issues with ABM coordinates.

Access to Cash

Latest News

Time for New ATM Business Models

Australia and the Future of Cash

Update on Access to Cash in Canada

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