Latest News

844 articles online

All Access to Cash AI Apps ATMs Bank Branch Cards Cash Centre Cash in Circulation Cash Management Cash Usage CBDC Central Banks CIT Coins Commercial Banks Country Profile COVID Crime Cryptocurrency Data Analytics Digital CN Digital Payments Editorial Events Free Future of Cash News Payments POS Resilience Retail Stablecoins Staff Papers Studies, Reports Surveys Sustainability

Filtered by Editorial — 16 articles

John Winchcombe

28 May 2026

2 min read

Cash Crisis? What Crisis?

There is a very significant focus on the challenges faced when people choose to pay digitally rather than with cash. It seems to be a, if not the, core theme of conferences, publications and public policy wherever you go. Why? And should it be? Two papers reported in this edition suggest it should not – the high volume economies report from the Global Currency Forum (GCF) and the Currency Research Cash Resilience paper.

Central Banks Editorial Future of Cash

John Winchcombe

20 Aug. 2024

2 min read

Thinking About the Future

August is one of those months where much of the world slows down, particularly in the northern hemisphere, creating an opportunity for a more reflective piece. As a result, this edition spends some time looking to the future.

Editorial

John Winchcombe

20 Feb. 2024

5 min read

2024: a Year of Protecting Cash

2024 has kicked off with a focus on cash, particularly a series of initiatives to safeguard access to cash.

Editorial Free Free

John Winchcombe

25 Jan. 2024

6 min read

2023 in Hindsight

In 2023 we continued to cover cash, payments and Central Bank Digital Currency (CBDC). This article provides a swift summary of the year that was.

Editorial

John Winchcombe

28 Nov. 2023

2 min read

IMF CBDC Virtual Handbook

The latest International Monetary Fund (IMF) has published a blog which highlights its Central Bank Digital Currency (CBDC) Virtual Handbook. It draws attention to the explosion of interest in CBDCs and the need to design them appropriately.

CBDC Editorial

John Winchcombe

7 June 2022

5 min read

Cloud Money – Cash, Cards, Crypto and the War for our Wallets

Brett Scott’s new book has just been published. It reads easily, flowing along at a great pace. The book lays out with wonderful clarity what money is, how every type of ‘money’ has become what it is from cash to CBDCs, with every variant in between, and how the financial system works and interconnects.

Editorial

John Winchcombe

7 June 2022

4 min read

The Importance of Being Human

There is a belief that banking can become purely digital. During the pandemic cash usage fell and we couldn’t visit bank branches. Banks were quick to close ATMs and branches, justifying this as customer choice.

Bank Branch Editorial

John Winchcombe

22 Feb. 2022

3 min read

Financial Inclusion and Access to Cash

In countries where less cash is already underway, there is an underlying assumption that it is only a matter of time before cash will reach a tipping point that makes digital payments a requirement. The unstated assumption is that cash will end, and that digital is the future. There is an urgency, therefore, to make digital payments work.

Editorial Free Free

John Winchcombe

22 Feb. 2022

4 min read

Book Review: Shades of Sovereignty

For the first time in two centuries, since the establishment of central banks began, the definition of money is being reviewed. In that context Paul Wilson’s book – ‘Shades of Sovereignty: Money and the Making of the State’ – is a useful read.

Editorial

John Winchcombe

21 Dec. 2021

4 min read

2021: A Year in Review

12 editions of Cash & Payment News™, 12 weeks of Digital Currency News™. What have we learnt? What has changed?

Editorial Free Free

Get the CPN Weekly News delivered free to your inbox.

John Winchcombe

4 Nov. 2021

3 min read

CBDCs and Privacy

Whether CBDCs are designed as token- or account-based, regulations such as those governing money laundering and the funding of terrorism mean total anonymity/privacy is not possible. Given that while privacy is highly valued in principle, the public take little to no action to safeguard their privacy in practice, is it so important?

Digital CN Editorial

John Winchcombe

4 Nov. 2021

2 min read

Where to Start Faced with Populist Journalism

The Economist’s 1843 magazine recently published an article, ‘The Mystery of the Missing £50 Billion’. It tells the story of a young lady caught at Heathrow with five suitcases containing nearly £2 million in banknotes.

Cash Management Editorial

John Winchcombe

25 July 2021

4 min read

12 Months an Editor - the Only Certainty is Change

This is a reflection on 12 months as Editor of Cash & Payment News™ (CPN), writing about the payment environment and the role of cash. With the impact of the pandemic providing the backdrop, a number of themes are evident.

Editorial

John Winchcombe

21 June 2021

3 min read

Why Do Central Banks Need CBDCs?

Ralph Wintergerst, CEO of the G+D Group, has recently written an article published in the International Banker magazine. The article’s title is ‘Britain needs a digital central bank currency’, but in fact the article is an explanation of why any central bank needs a Central Bank Digital Currency (CBDC).

CBDC Editorial

John Winchcombe

18 May 2021

5 min read

What is Programmable Money?

The term ‘programmable money’ is increasingly bandied about in articles, but what is it? It is largely considered in the context of B2B transactions. Perhaps a few simplistic examples of how it might work best illustrate why it is becoming a ‘thing’.

Editorial

John Winchcombe

4 Jan. 2021

5 min read

2020 Vision: News in Brief

Did much happen this year? A moment to reflect.

Editorial

Latest News

Cash Crisis? What Crisis?

Thinking About the Future

2024: a Year of Protecting Cash

2023 in Hindsight

IMF CBDC Virtual Handbook

Cloud Money – Cash, Cards, Crypto and the War for our Wallets

The Importance of Being Human

Financial Inclusion and Access to Cash

Book Review: Shades of Sovereignty

2021: A Year in Review

CBDCs and Privacy

Where to Start Faced with Populist Journalism

12 Months an Editor - the Only Certainty is Change

Why Do Central Banks Need CBDCs?

What is Programmable Money?

2020 Vision: News in Brief

Sign Up to Cash & Payment News Weekly

You're signed up!