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Filtered by Staff Papers — 21 articles

John Winchcombe

11 May 2023

5 min read

IMF Praises India’s Digital Infrastructure

The IMF has issued a working paper ‘Stacking up the Benefits Lessons from India’s Digital Journey.’ In it, the IMF describes the achievement of India in creating a Digital Public Infrastructure (DPI) that delivers significant benefits.

Country Profile Digital CN Digital Payments

John Winchcombe

6 Dec. 2022

3 min read

Koenig & Bauer Banknote Solutions on Cash Innovation & Sustainability

A newly issued Cash Innovation whitepaper by Koenig & Bauer Banknote Solutions takes a deeper look at why change and innovation are actually required in the way cash is organised and managed in society, while defining the problems that need to be fixed and how to fix them.

Cash in Circulation Staff Papers

John Winchcombe

6 Dec. 2022

5 min read

Understanding Cash as a Store of Value

Given how much cash is issued but held as a store of value, a paper entitled ‘Cash Money as a Saving Mode’ from Tampere University in Finland is useful and interesting.

Cash Usage Staff Papers

John Winchcombe

31 July 2022

6 min read

New Report on The Importance of Cash in a Crisis

Professors Gerhard Rösl and Franz Seitz have written a paper in which they compare the handling of the 1929 depression, the 2008/9 recession, India’s demonetisation exercise and Greece’s experience in their sovereign debt crisis and financial challenges starting 2009 until today.

Cash Usage Staff Papers

John Winchcombe

31 July 2022

4 min read

Understanding Changes to Access to Cash in Canada

The Bank of Canada has issued a Staff Discussion Paper that focuses on the retail side of the cash distribution system examining changes in cash accessibility as the result of the COVID-19 pandemic.

Country Profile Staff Papers

John Winchcombe

3 July 2022

4 min read

Any Link Between Cash Holdings and Bitcoin Ownership?

The Bank of Canada (BOC) has issued a paper investigating the relationship of Bitcoin owners with cash. The paper is written in the context of understanding whether private digital currencies will make serious inroads into the use of cash, particularly for transactions.

Cash Usage Digital CN Staff Papers

John Winchcombe

7 June 2022

8 min read

A Different Approach to CIC Forecasting

Forecasting cash in circulation (CIC) is a key activity of central banks as it is an important variable in monetary policymaking, affecting overall liquidity in the economy and guiding their currency issuance operations.

Cash in Circulation Staff Papers

John Winchcombe

1 May 2022

5 min read

Denmark Retains a Love of Cash

The National Bank of Denmark has issued an analysis paper looking at the use of cash in society. Denmark has one of the lowest levels of cash usage in Europe with only Norway and Sweden with lower levels. While the pandemic has reduced cash usage, there are clear signs that Danes still value cash.

Country Profile Staff Papers

John Winchcombe

21 April 2022

2 min read

Resilient Cash in Canada

The Bank of Canada runs two ‘Cash Alternative Surveys’ in April and August each year of a representative sample of 2,500–3,500 Canadians. It combines this with data from its Bank Note Distribution System to monitor the use of cash.

Cash Usage COVID Staff Papers

John Winchcombe

21 Dec. 2021

4 min read

Cost Benefit Analysis of Restricting Cash Usage

A paper by the Einaudi Institute for Economics and Finance (EIEF), ‘Cash: A Blessing or a Curse?’, examines what happened in Mexico when changes to cash availability were made.

Cash Usage Staff Papers

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John Winchcombe

21 Dec. 2021

7 min read

ERPB Report on Access and Acceptance of Cash in the Euro Area

In November 2021 the Euro Retail Payments Board (ERPB) Working Group on Access and Acceptance of Cash ERPB issued its report.

Staff Papers

John Winchcombe

4 Dec. 2021

4 min read

Cash Usage and the Underground Economy

There is an assumption that cash is a driver of the shadow economy, but this is not proven by empirical evidence. Occasional paper 649 from the Banca d’Italia used the decision to increase the limit on cash usage as an opportunity to study what happened to cash and the shadow economy.

Staff Papers

John Winchcombe

26 Nov. 2021

12 min read

The Transformation in the Use of Cash and Digital Payments during the COVID-19 Pandemic

Last month we reviewed the Bank of Canada’s report on the impact of the second wave of COVID-19 on cash usage in Canada. This month we consider a report using data from four countries, the UK, the US, Spain and Mexico, as well as the EU.

COVID Staff Papers

John Winchcombe

4 Nov. 2021

5 min read

‘Cash: a Roadmap to Sustainability’

With the UN Climate Change conference, COP 26, taking place through early November, we thought it would be appropriate to review the environmental work of stakeholders in the cash industry over the last few years.

Staff Papers

John Winchcombe

4 Nov. 2021

7 min read

The Future of Cash – A View from the Philadelphia Fed

The future of cash is, without doubt, the most discussed, presented and written about topic in the cash and retail payments industry during the last 10 years. The topic took on a new dimension with the arrival of COVID-19, the effects of which feature in a discussion paper, titled simply ‘The Future of Cash’.

Future of Cash Staff Papers

John Winchcombe

4 Nov. 2021

6 min read

Cash and Payments During the Pandemic

Whilst we may all be tired of hearing about COVID-19 and its impact on just about everything to do with our everyday lives, it is important for those involved with cash and payments to examine its impact on cash and payments to date and perhaps, more importantly still, the implications for the future.

COVID Free Staff Papers Free

John Winchcombe

5 Oct. 2021

3 min read

Bank of Canada Survival Analysis of Banknote Circulation

The Bank of Canada (BOC) has a Currency Inventory Management Strategy (IMS) based on its high-speed sorters that capture the image of every banknote, including the serial number, along with the date the banknote was created, shipped from the central bank’s distribution sites and returned to them.

Staff Papers

John Winchcombe

26 Sept. 2021

1 min read

COP26: Where Does the Cash Industry Stand?

15 organisations across the entire cash cycle have contributed 61 separate case studies illustrating what they have done to reduce their environmental impact for a white paper which will be ready for the UN Climate Change conference (COP 26) starting 1 November. A further five organisations will be providing more examples.

Staff Papers

John Winchcombe

21 June 2021

2 min read

Cash and COP26

This November, COP26, the UN climate change conference, will take place in Glasgow. Cash & Payment News™ and its sister paper Currency News™ have started work on a paper, ‘Cash: a Roadmap to Sustainability’, ahead of the conference.

Events Future of Cash Staff Papers

John Winchcombe

11 April 2021

4 min read

The Flight to Cash in a Crisis

Gerhard Rösel and Franz Seitz have published a paper, ‘Cash and Crises: No Surprises by the Virus’, as a working paper for the Institute for Monetary and Financial Stability. This paper looks at cash usage across a number of key economies since the 1990s. It notes the trend towards cash being hoarded as a store of value, reflected an increasing proportion of cash in circulation being high value notes, but looks, in particular, at what happens to cash when there is crisis.

Cash Usage COVID Staff Papers

Latest News

IMF Praises India’s Digital Infrastructure

Koenig & Bauer Banknote Solutions on Cash Innovation & Sustainability

Understanding Cash as a Store of Value

New Report on The Importance of Cash in a Crisis

Understanding Changes to Access to Cash in Canada

Any Link Between Cash Holdings and Bitcoin Ownership?

A Different Approach to CIC Forecasting

Denmark Retains a Love of Cash

Resilient Cash in Canada

Cost Benefit Analysis of Restricting Cash Usage

ERPB Report on Access and Acceptance of Cash in the Euro Area

Cash Usage and the Underground Economy

The Transformation in the Use of Cash and Digital Payments during the COVID-19 Pandemic

‘Cash: a Roadmap to Sustainability’

The Future of Cash – A View from the Philadelphia Fed

Cash and Payments During the Pandemic

Bank of Canada Survival Analysis of Banknote Circulation

COP26: Where Does the Cash Industry Stand?

Cash and COP26

The Flight to Cash in a Crisis

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