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Filtered by Commercial Banks — 6 articles

John Winchcombe

24 Aug. 2025

1 min read

Cash Services as a Strategic Channel

Fifth Third Bank are the sixth-largest commercial payments provider in the US by revenue, and they spoke at G+D’s Currency Technology Symposium in July. They have just announced that they are buying DTS Connex, which provides cash management software for multi-location businesses such as retailers, restaurants and healthcare providers.

Cash Management Commercial Banks

John Winchcombe

21 June 2021

2 min read

Challenges of Electronic Payments

In the last week there have been a number of payment related stories. What links them all is that they demonstrate that electronic payments face a range of challenges that have a direct impact on customers. The role of the regulator is evident in all of them whether requiring action or ‘guiding’ providers to take action.

Cards Commercial Banks Crime

John Winchcombe

27 April 2021

2 min read

Digital Financial Inclusion

Financial inclusion is a hot topic as the move to online and mobile banking leads to fewer bank branches. When banks announce closure plans they quote how many customers now interact over the phone, internet or smartphone and the number of people registering new mobile phone apps (in the case of HSBC, 90% and 750,000 respectively in the last 12 months).

Bank Branch Commercial Banks Digital Payments

John Winchcombe

2 Feb. 2021

5 min read

The Practicalities of Partnership

Bantas is a Turkish based cash in transit (CIT) joint venture between three Turkish commercial banks. With about 1,600 staff, it looks after 48 cash centres, servicing 9,000 ATMs, 2,700 bank branches and 3,300 shops using 425 armoured trucks.

ATMs Cash Centre Cash Management

John Winchcombe

4 Jan. 2021

5 min read

News in Brief

Allied Universal has offered 245 pence in cash for each G4S plc share and agreement on the terms of the offer have been reached. This values the company at £3.8 billion, representing a premium of about 68% to the closing price of G4S shares on 11 September 2020, and an 11% premium to the highest closing price in the previous year. GardaWorld had offered 235 pence per share, some 4% less. G4S Directors intend unanimously to recommend that their shareholders accept the offer.

Commercial Banks COVID Digital Payments

John Winchcombe

4 Jan. 2021

5 min read

The Road to Bank Branch Transformation

Commercial banks are at the heart of the cash cycle and their branches have been their key customer touchpoint. If you read the news section on bank branches, you might think they are to become a side show for commercial banks. RBR held an online conference on branch transformation at the end of November. The move by customers online, using apps and telephone banking is accelerating a trend to slim down branch networks, and so this event was a useful insight into the future branch.

Bank Branch Commercial Banks Events

Latest News

Cash Services as a Strategic Channel

Challenges of Electronic Payments

Digital Financial Inclusion

The Practicalities of Partnership

News in Brief

The Road to Bank Branch Transformation

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