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Filtered by Country Profile — 75 articles

Aftab Baloch

25 Nov. 2025

5 min read

Challenges to Cash in Pakistan and the Way Forward

In Pakistan, cash is more than a currency. It is a culture, convenience, and continuity which is woven deep into the nation’s economic identity. From the crowded street vendors in Karachi to elaborate wedding ceremonies in rural Punjab, the tangible crinkle of banknotes remains king. While much of the world surges towards digital transactions, Pakistan walks a slower, more tentative path.

Country Profile

John Winchcombe

25 Nov. 2025

9 min read

Click, Tap or Cash? Jamaica’s Payment Landscape

BRANCHH Consulting and Outsourcing has commissioned a Payments Preferences Survey for Jamaica which lays bare where the country is in its transition from analogue (cash) to digital payments.

Country Profile

Francisco Mandiola

26 Dec. 2024

6 min read

Chile Reserves Judgement On Trump’s Bitcoin Idea

While the United States and Brazil debate the use of bitcoin in their international reserves, the Banco Central de Chile, in line with its Governor's firm commitment to cash, categorically rules out this possibility, arguing that crypto assets do not meet the legal or technical criteria for their inclusion.

Country Profile Free Free

John Winchcombe

29 Nov. 2024

5 min read

The Implications of Mandated Cash Acceptance and Regional Bank Branch Levies

Matt Sykes of The CPT Group has published an interesting article on LinkedIn. While it discusses recent changes, and possible changes, to the Australian cash system, the article raises questions for all.

Country Profile

John Winchcombe

29 Nov. 2024

2 min read

Clear Thinking on CBDCs in Israel

At the Digital Currency Conference, the Bank of Israel (BOI) laid out its CBDC approach starting with looking at the rapid growth of digital payments as a proportion of all payments across the world. Cash may be holding up in absolute numbers but relative to the total, it is falling fast.

CBDC Country Profile

John Winchcombe

14 Oct. 2024

2 min read

Hint of Cash Change in Switzerland

The Swiss National Bank (SNB) carried out its latest survey on the acceptance of cash at selected companies in Spring 2024 and has now published its findings. The good news is that cash continues to be strongly supported. The less good news is that there is early evidence of change.

Country Profile

John Winchcombe

21 May 2024

5 min read

Payment Change in India, Cash and Debit Still in the Game

A few days after celebrating its 90th anniversary, Reserve Bank of India Governor Shakti Kant Das has announced several new payment initiatives.

Cash Usage Country Profile Free Free

John Winchcombe

26 March 2024

6 min read

Federal Reserve Confident in the International Role of the Dollar

The Federal Reserve has published a paper on what happens to international payments and the role of the dollar should a US Central Bank Digital Currency (CBDC) be issued.

CBDC Country Profile

John Winchcombe

29 Dec. 2023

3 min read

Denmark to Change its Banknotes in Order to Keep Them

Danmarks Nationalbank has carried out an analysis of the role of cash in a low cash usage society.

Cash Usage Country Profile Free Free

John Winchcombe

28 Nov. 2023

4 min read

Access to Cash in Canada

For countries experiencing ‘less cash’, it is becoming normal to measure the distance people must travel to access cash from an ATM, or in Canada’s case and automated banking machine (ABM), or branch of a financial institution. The Bank of Canada has released a paper describing its travel- based metric and the results.

Cash Usage Country Profile

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John Winchcombe

2 Nov. 2023

3 min read

Cash in Sweden: the Reality

Bancomat AB was registered in 1968 in Sweden, and it is the second oldest ATM operator in the world. It was incorporated in 2010 and is owned by Danske bank, Nordea, Handelsbanken, SEB, Swedbank and some savings banks.

Country Profile Future of Cash

John Winchcombe

25 June 2023

5 min read

Armaguard/Prosegur Merger Gets the Go-Ahead

Many countries are facing falling cash demand, which is causing problems in the cash cycle. This report, by Paul Blond of the Blond Group LLP, shows the compromises having to be made in Australia as a result.

Country Profile

John Winchcombe

11 May 2023

5 min read

IMF Praises India’s Digital Infrastructure

The IMF has issued a working paper ‘Stacking up the Benefits Lessons from India’s Digital Journey.’ In it, the IMF describes the achievement of India in creating a Digital Public Infrastructure (DPI) that delivers significant benefits.

Country Profile Digital CN Digital Payments

John Winchcombe

23 April 2023

3 min read

Malaysia’s Automated Cash Centre Project

Yuserisal Mohd Noor, Head of Automated Cash Centre at Bank Negara Malaysia presented at the recent Silk Road Cash & Payments conference on the Bank's project to fully automate its cash centre.

Cash Management Country Profile

John Winchcombe

23 April 2023

4 min read

Hungary Legislates on Minimum Requirements for Currency Infrastructure

Anikó Bódi-Schubert and Ágnes Illés Belházy have provided a short summary of the content of the new Magyar Nemzeti Bank (MNB) regulation on the processing and distribution of banknotes, its main motives and its expected impact on domestic cash payments.

ATMs Cash Management Country Profile Free

John Winchcombe

23 April 2023

4 min read

Exploring the Innovative Potential of the E-Krona

The Riksbank has issued its phase 3 report on its work to understand how an e-krona might work. This phase investigated how the Riksbank could collaborate with existing payment service providers to allow access to the e-krona based on the existing collaborative approaches.

Country Profile Digital CN

John Winchcombe

23 Feb. 2023

4 min read

Does France Love Cash?

The International Mint Industry Association (IMIA) issued a brief making the case for cash and for freedom of choice at its launch this month.

Country Profile Studies, Reports

John Winchcombe

23 Feb. 2023

4 min read

Dutch Struggle with Digital Payments, and Ability to Pay in Cash

At the end of 2011, the Netherlands had 2,654 bank branches. At the end of 2021 this had fallen to 726, and not all of those provided over the counter cash services. At the same time, more than 4% of retailers now inform customers that they don’t accept cash.

Cash Usage Country Profile Free Free

John Winchcombe

31 Jan. 2023

2 min read

European Round Up

Italy is looking at possible compensatory measures to help retailers pay card fees following its change of heart on reducing cash limits.

Country Profile Studies, Reports

John Winchcombe

31 Jan. 2023

9 min read

Sweden Future Proofs Payments

Sveriges Riksbank has issued its 2022 Payments Report into the retail payments market. The report underlines the wide-ranging activities of the Riksbank to support the needs of all sectors of society when it comes to payment.

Cash Management Cash Usage Country Profile

Latest News

Challenges to Cash in Pakistan and the Way Forward

Click, Tap or Cash? Jamaica’s Payment Landscape

Chile Reserves Judgement On Trump’s Bitcoin Idea

The Implications of Mandated Cash Acceptance and Regional Bank Branch Levies

Clear Thinking on CBDCs in Israel

Hint of Cash Change in Switzerland

Payment Change in India, Cash and Debit Still in the Game

Federal Reserve Confident in the International Role of the Dollar

Denmark to Change its Banknotes in Order to Keep Them

Access to Cash in Canada

Cash in Sweden: the Reality

Armaguard/Prosegur Merger Gets the Go-Ahead

IMF Praises India’s Digital Infrastructure

Malaysia’s Automated Cash Centre Project

Hungary Legislates on Minimum Requirements for Currency Infrastructure

Exploring the Innovative Potential of the E-Krona

Does France Love Cash?

Dutch Struggle with Digital Payments, and Ability to Pay in Cash

European Round Up

Sweden Future Proofs Payments

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