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Filtered by Future of Cash — 97 articles

Guillaume Lepecq

2 July 2026

5 min read

Public Discourse on Cash

In a recent paper – Public Discourse on Retail Payments and the Case of CBDC (SAFE Working Paper No. 474, April 2026) – Ulrich Bindseil, former Director General of Market Infrastructure and Payments at the European Central Bank, analyses how stakeholders in the retail payments industry shape public debates and policymaking. His focus is primarily on digital payments, particularly CBDCs, which he argues have triggered unprecedented public debate. Notably, while central banks’ mandate to issue cash is acknowledged, the broader discussion on the role of cash in retail payments is largely omitted.

Future of Cash

John Winchcombe

2 July 2026

7 min read

Danes Value Cash But Pay Digitally

Danmarks Nationalbank has published a paper about cash use in Denmark. The paper draws on the results of the latest survey of citizens’ payment habits, which took place in the autumn of 2025 – the latest in a series that started in 2017.

Cash Usage Free Future of Cash Free

John Winchcombe

28 May 2026

2 min read

Cash Crisis? What Crisis?

There is a very significant focus on the challenges faced when people choose to pay digitally rather than with cash. It seems to be a, if not the, core theme of conferences, publications and public policy wherever you go. Why? And should it be? Two papers reported in this edition suggest it should not – the high volume economies report from the Global Currency Forum (GCF) and the Currency Research Cash Resilience paper.

Central Banks Editorial Future of Cash

Guillaume Lepecq

23 April 2026

5 min read

The Geopolitical Storm: How Currency Wars and Crises Are Reshaping Cash and Financial Sovereignty

As geopolitical storms reshape global finance, cash is evolving into a strategic tool for sovereignty, resilience, and trust in an era of fragmentation and digital vulnerability.

Future of Cash Resilience

John Winchcombe

27 March 2026

4 min read

Global Cash Day – Reaching New Audiences

On 12 March the first Global Cash Day reached LinkedIn, and perhaps beyond, initiated by the Cash Alliance and picked up by many players in the cash ‘industry’. This article steps back to consider how we develop it to reach further to a much wider audience.

Future of Cash

Dr Wolfram Seidemann

27 March 2026

4 min read

Shaping the Future of Public Money

Technological innovation is advancing at a pace that is transforming how societies pay, transact, and interact. Changes that once unfolded over decades now occur within years, fundamentally redefining the role and nature of money. As reflected in our new white paper ‘Currency Fast Forward – Future Developments of the Currency Cycle’ (click here), one insight stands above all: the future of money will not be determined by a choice between physical and digital forms, but by their ability to coexist and reinforce one another. Across all regions, whether they rely heavily on cash, have advanced digital payment systems, or face the cash paradox of declining usage yet rising circulation, public money remains essential. It continues to serve as an anchor of trust, inclusion, and resilience.

Free Future of Cash Free

John Winchcombe

27 Feb. 2026

4 min read

The Future of Cash in Japan

A paper titled ‘Cash Demand and Demographic Changes in Japan’ by Hiroshi Fujiki of Chuo University, published recently by the Hitotsubashi Institute for Advanced Study, considers the impact of Japan’s rapidly ageing population and the increase of digital payments.

Future of Cash

John Winchcombe

27 Feb. 2026

3 min read

Cash and Crime in New Zealand

Perhaps it should be no surprise that the chairman of New Zealand’s (NZ) Ministerial Advisory Group on Transnational, Serious & Organised Crime should say on a podcast that ‘Cash is the primary currency of organised crime. And so a huge amount of our cash right now, as we sit here, is in the hands of organised crime’.

Future of Cash

John Winchcombe

27 Feb. 2026

4 min read

How to Influence Payment Choices

A new paper from the Federal Reserve Bank of Atlanta seeks to understand whether, how and to what extent merchants in the US influence consumers’ payment choices1. Using the 2024 Survey and Diary of Consumer Payment Choice, which recorded stated preferred payment methods and then actual choices at the point-of-sale (POS), the authors analysed why consumers sometimes deviate from their preferred option.

Free Future of Cash Free

John Winchcombe

20 Jan. 2026

7 min read

Big Themes for 2026

The Danish physicist, Niel Bohrs, said, ‘prediction is very difficult, particularly if it’s about the future’. Few would argue with him, however, here we go… What will be the big themes in 2026 when it comes to cash and payments? Herewith an eclectic mix of suggestions.

Future of Cash

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John Winchcombe

20 Jan. 2026

5 min read

The Changing Face of Cash Management

Cash management is changing as cash moves from being a core business for commercial banks and retailers to being a cost centre. Today’s cash management companies (CMC), such as Loomis, are changing their ‘offer’ to that of ‘cash-as-a-service’ rather than just offering traditional cash-in-transit (CIT) cash services.

Future of Cash

John Winchcombe

20 Jan. 2026

7 min read

A ‘Eureca’ Moment: Understanding Cash Through Research and Data

At the end of last year, the Eurosystem Research Network on Cash (EURECA) held a workshop at the European Central Bank (ECB) to consider the latest currency research.

Free Future of Cash Free

John Winchcombe

19 Dec. 2025

6 min read

That Was the Year That Was

Reviewing the year shows that the arguments for and examples of the value of cash have piled up this year and come into sharper relief. At the same time, our progress in turning that into a new cash era remains limited. Concurrently, the landscape for new digital payments has got more complicated and big issues remain to be resolved. So we end the year with many positives and much to do.

Free Future of Cash Free

John Winchcombe

25 Nov. 2025

5 min read

Cash in a Careless System – the Experience of Gen Z

Pascal Wicht presented SICPA’s research on Gen Z at the Future of Cash. The title of the presentation was ‘Cash in a Careless System – Reframing Value, Autonomy and Resilience’. And it was a thought-provoking presentation.

Future of Cash

John Winchcombe

25 Nov. 2025

5 min read

Reflections on the Future of Cash Conference 2025

We are in a different place compared with even two years ago and the conversation about the future of cash is changing substantially. This was visible in the agenda and the conversations of this year’s Future of Cash conference, which took place in Warsaw at the start of November.

Events Free Future of Cash Free

John Winchcombe

30 Oct. 2025

4 min read

Insights from the ATM Industry

The ATMIA held its Europe and Emerging Markets summit in London 14-15 October.

Future of Cash

John Winchcombe

30 Oct. 2025

4 min read

A New Paradigm for Payments

Increasingly one hears people speak about cash and payments co-existing in a symbiotic relationship. Generally this is in countries facing a sharp decline in cash use for transactions.

Free Future of Cash Free

John Winchcombe

30 Oct. 2025

5 min read

The Future of Cash Management Services

The International Association of Currency Affairs (IACA) held an online round table discussion considering the Future of Cash Management Services, with a particular focus on cash in transit (CIT) companies, cash management companies (CMC) and cash processors. The panellists were Charles Nwodo from Integrated Cash Management Services in Nigeria, Tanja Kulisch-Ziemens from the International Security Ligue (ISL) and Scott Forster from the CPT Group. David Faglemen from Enryo Consulting was the moderator.

Future of Cash

John Winchcombe

30 Oct. 2025

2 min read

Recent Developments in the Euro Cash Cycle

Speaking at the ATMIA’s Europe and Emerging Markets summit, Benjamin Sahel from the European Central Bank (ECB) quoted Christine Lagarde, President of the ECB, and Piero Cipollone, member of the ECB’s Executive Board, to reassure the audience that the ECB sees cash as indispensable and will ensure it remains available and easy to use.

Future of Cash

John Winchcombe

30 Oct. 2025

2 min read

The Power of Cash

Prof Jay Zagorsky from the Questrom School of Business at Boston University and author of a book, ‘The Power of Cash’, has spoken at a number of conferences recently, and now at the ATMIA’s Europe and Emerging Markets summit. He is an advocate for cash.

Future of Cash

Latest News

Public Discourse on Cash

Danes Value Cash But Pay Digitally

Cash Crisis? What Crisis?

The Geopolitical Storm: How Currency Wars and Crises Are Reshaping Cash and Financial Sovereignty

Global Cash Day – Reaching New Audiences

Shaping the Future of Public Money

The Future of Cash in Japan

Cash and Crime in New Zealand

How to Influence Payment Choices

Big Themes for 2026

The Changing Face of Cash Management

A ‘Eureca’ Moment: Understanding Cash Through Research and Data

That Was the Year That Was

Cash in a Careless System – the Experience of Gen Z

Reflections on the Future of Cash Conference 2025

Insights from the ATM Industry

A New Paradigm for Payments

The Future of Cash Management Services

Recent Developments in the Euro Cash Cycle

The Power of Cash

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