News | Cash & Payment News

John Winchcombe

24 Aug. 2025

3 min read

A Tale of Two Projects

Central banks are exploring ways to make cross-border wholesale payments faster and cheaper using new technologies such as tokenisation. A recent Financial Times article lays out the options.

CBDC

John Winchcombe

24 Aug. 2025

6 min read

Have UK Payments Reached ‘Peak Digital’?

David Fagleman from Enryo, a financial services consultancy1, published an article in Finextra about a surprising shift in the UK payment landscape, a digital slowdown2. A number of countries have reported a stabilisation in cash usage, the most recent being Canada in its 2024 Methods of Payment Survey3, suggesting that there is a ‘bottom’ for cash usage.

Cash in Circulation Future of Cash

John Winchcombe

24 Aug. 2025

2 min read

Sand Dollar Action at the CB+DC Conference

The CB+DC Conference 2025 will take place from 9-11 September in the Bahamas. Unsurprisingly, the Central Bank of the Bahamas, with the world’s first circulating CBDC, the Sand Dollar, is playing a key role in the conference. It is also celebrating its 50th anniversary.

Events

John Winchcombe

24 Aug. 2025

5 min read

News in Brief

European Central Bank (ECB) Executive Board Member Piero Cipollone has confirmed in a speech the ECB’s view that euro cash will remain essential alongside a digital euro, emphasising its role as a stable medium of exchange and store of value.

News

John Winchcombe

24 Aug. 2025

5 min read

The Fragility of Cash Resilience

Matt Sykes of the CPT Group in Australia, global experts in cash, payments and money systems, has written a review about whether cash can deliver on its role providing critical redundancy for national payment systems. They want to start a debate about whether the infrastructure that supports cash distribution deliver on this promise given the acute and growing strain it is under. Does a misalignment between policy assumptions and market realities risk rendering cash ineffective as a payment option in a crisis?

Free Future of Cash Resilience Free

John Winchcombe

24 Aug. 2025

4 min read

Building Resilience Through Efficiency: Rethinking Cash Centre Operations

At G+D’s Currency Technology Symposium in July, one of the discussions centred on how efficiency can be leveraged to build resilience across a wide range of scenarios. Managing the steady state is relatively straightforward with its predictable workflow, regular cash processing volumes within expected parameters, reliable supply chains, sufficient staff etc.

Cash Management

John Winchcombe

24 Aug. 2025

1 min read

Cash Services as a Strategic Channel

Fifth Third Bank are the sixth-largest commercial payments provider in the US by revenue, and they spoke at G+D’s Currency Technology Symposium in July. They have just announced that they are buying DTS Connex, which provides cash management software for multi-location businesses such as retailers, restaurants and healthcare providers.

Cash Management Commercial Banks

John Winchcombe

24 Aug. 2025

9 min read

Overview and Analysis of the GENIUS Act

The GENIUS Act (Guiding and Establishing National Innovation for US Stablecoins Act), is a US federal bill establishing the first comprehensive regulatory framework for the issuance and supervision of payment stablecoins in the US. The legislation introduces a tiered oversight model, codifies prudential standards, and confirms that payment stablecoins are not to be treated as securities or deposit liabilities. It is, therefore, critical legislation with global implications.

Stablecoins

Astrid Mitchell

24 July 2025

3 min read

Cash Cycle Seminars to Focus on Resilience, Sustainability

Currency Research’s (CR) regionally focused Cash Cycle Seminars are returning the second half of this year with stops in Bali and Miami. Established in 1995, the Cash Cycle Seminars bring global best practices around commercial cash management, distribution, and circulation to address key issues in regional markets, providing a holistic view of the cash cycle and the challenges and opportunities confronting the entire range of industry stakeholders.

Aftab Baloch

23 July 2025

4 min read

Beyond Bills: Pakistan’s Digital Leap Begins with Budget 2025

Pakistan’s 2025-2026 federal budget marks a decisive policy pivot toward cultivating a digitally empowered, future-oriented financial landscape.

Payments

John Winchcombe

23 July 2025

5 min read

Fraud and Who Should Pay

UK Finance recently published its Annual Fraud Report. It describes in detail what is happening and changes in fraud. Although it does not say how those costs are then passed on to the consumer, it will undoubtedly be the consumer who ultimately pays. Understanding fraud is, therefore, important.

Crime

John Winchcombe

23 July 2025

5 min read

The New Structural Instability of the Financial System

A new paper from the SUERF, the European Money and Finance Forum, explains that the rising systemic importance of Non-bank financial institutions (NBFIs), is sharply increasing the need for central banks to intervene to stabilise financial systems as banks become less able to provide liquidity.

Payments

John Winchcombe

23 July 2025

5 min read

Stablecoins: What is All the Fuss About?

The news pages and feeds are full of stories about stablecoins at the moment. For example, Citi has recently announced that they are looking to issue their own stablecoins and their CEO, Jane Fraser, said that stablecoin issuance could reach $3.7 trillion by the end of the decade. In the US President Trump has signed into law the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act to establish a regulatory framework for ‘payment’ stablecoin issuers.

Stablecoins

Guillaume Lepecq

23 July 2025

5 min read

French And Swedish Action to Safeguard Cash

France’s National Payments Committee urges immediate action to secure future payments sovereignty amid rising geopolitical tensions. Cash is crucial for economic resilience, industrial autonomy and national sovereignty.

Future of Cash

John Winchcombe

23 July 2025

5 min read

News in Brief

Over 80% of online merchants offer payment by Cash on Delivery (CoD) in markets such as Greece, Bulgaria and Slovakia.

News

John Winchcombe

23 July 2025

6 min read

P.I.T. Exchange – Resilience and Sustainability of Cash in the Cash Cycle

Despite the rapid rise of digital payments, cash remains a critical pillar of the global financial system, especially in regions where digital infrastructure is lacking or financial inclusion is low. The cash ecosystem is complex, involving central banks, commercial banks, cash-in-transit (CIT) companies, and technology providers. It is also facing mounting pressure to adapt due to infrastructure vulnerabilities, economic misalignments, financial exclusion and a need for better crisis preparedness.

Cash Management

John Winchcombe

23 July 2025

3 min read

Sustainability and Cash Management in Thailand

At May’s Currency Conference the Bank of Thailand’s (BOT) Anak Somkanae, Senior Director, Payment Infrastructure and Services Strategy and Development Department, presented on cash logistics and its significant carbon footprint and. Separately, Montira Pattanakul, Senior Director, Banknote Operations Department took part in panel discussion on the cash product from cradle to grave. These two sessions gave an excellent overview of the BOT’s cash operations.

Cash Management Free Sustainability Free

John Winchcombe

23 July 2025

3 min read

Driving Environmental Change

ATMIA recently held a webinar with Diebold Nixdorf (DN) looking at the role of ATMs in sustainable banking. Contributors were Helena Mueller, VP Europe, Matt Phillips, Head of Banking, UK & Ireland and Raoul Meichtry, Managing Director, Switzerland.

Sustainability

John Winchcombe

23 July 2025

5 min read

CBDC News

Mastercard’s Chief Product Officer says stablecoins offer promising attributes like high speed and low costs but lack essential attributes like a seamless user experience and wide distribution to consumers.

CBDC

John Winchcombe

23 July 2025

5 min read

Payment News

Five big banks in Belgium have joined the European Payments Initiative (EPI) with the intention of rolling out the Wero digital wallet and instant account-to-account (A2A) payment application to customers in the first half of next year.

Payments

Latest News

A Tale of Two Projects

Have UK Payments Reached ‘Peak Digital’?

Sand Dollar Action at the CB+DC Conference

News in Brief

The Fragility of Cash Resilience

Building Resilience Through Efficiency: Rethinking Cash Centre Operations

Cash Services as a Strategic Channel

Overview and Analysis of the GENIUS Act

Cash Cycle Seminars to Focus on Resilience, Sustainability

Beyond Bills: Pakistan’s Digital Leap Begins with Budget 2025

Fraud and Who Should Pay

The New Structural Instability of the Financial System

Stablecoins: What is All the Fuss About?

French And Swedish Action to Safeguard Cash

News in Brief

P.I.T. Exchange – Resilience and Sustainability of Cash in the Cash Cycle

Sustainability and Cash Management in Thailand

Driving Environmental Change

CBDC News

Payment News

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