Latest News

844 articles online

All Access to Cash AI Apps ATMs Bank Branch Cards Cash Centre Cash in Circulation Cash Management Cash Usage CBDC Central Banks CIT Coins Commercial Banks Country Profile COVID Crime Cryptocurrency Data Analytics Digital CN Digital Payments Editorial Events Free Future of Cash News Payments POS Resilience Retail Stablecoins Staff Papers Studies, Reports Surveys Sustainability

John Winchcombe

30 June 2025

5 min read

Bank of England Governor Questions Need for CBDCs

Speaking in Kyiv at the National Bank of Ukraine, the Governor of the Bank of England (BoE) spoke about the role of central banks in the context of changing market structures and events. His speech throws an interesting light on recent developments in the US and Europe in this area.

CBDC Free Free

John Winchcombe

30 June 2025

5 min read

CBDC News

Finally, the US Senate has passed legislation about stablecoins after a number of years trying.

CBDC

John Winchcombe

30 June 2025

2 min read

Conferences

The CB+DC Conference 2025 takes place from 9-11 September in Nassau, in collaboration with the Central Bank of The Bahamas.

Events

John Winchcombe

30 June 2025

5 min read

News in Brief

May’s edition of Cash & Payment News™ reported on a recent Bank of Canada staff paper updating a previous study on access to cash in Canada. Hot on its heels is a new paper that moves the topic forward.

Cash Usage News

John Winchcombe

30 June 2025

5 min read

Payment News

A survey of UK consumers by LHV Bank finds growing frustration with both traditional and digital banks.

News Payments

John Winchcombe

30 June 2025

6 min read

America: Land of the Free (and Payment Choice?)

The Payment Choice Coalition (PCC) in the US is an initiative launched in July 2024 by a high-level group of executives from companies active in the cash cycle: Brinks, Davis Bancorp, Fifth Third Bank, G+D, Loomis, and Lowers Risk Group. It has since expanded to include NCR Atleos, Diebold Nixdorf, Western Union, Controltek, and Crane Payment Innovations.

Future of Cash

John Winchcombe

30 June 2025

2 min read

Challenges and Risk of Payment Complexity

If you pay for something with a banknote the transaction involves you and the merchant. With the arrival of cheques banks became involved. The credit and debit card required the four pillar model that remains the basic platform for most digital payments, involving four parties (issuer bank, acquirer bank, merchant and cardholder. This four pillar model has at least six steps between the card being tendered and the transaction being completed.

Payments

John Winchcombe

30 June 2025

5 min read

Creating a New Financial Language for Financial Innovation and Competitiveness

Amnon Samid is a co-founder and leader of the interdisciplinary BitMint team that is working on Quantum-Resistant solutions for data, communication and money, including tokenisation, crypto, CBDC, stablecoins, lending, and any other value transfer and protect. He managed the first ever CBDC project that passed banking stress tests.

Cryptocurrency

Astrid Mitchell

27 May 2025

6 min read

Cash Awards Showcase Environmental Change

This year a Cash Sustainability workshop is being run alongside the High Security Printing (HSP) conference in Latin America. It makes sense, therefore, that a new Environmental Award is being announced at the conference, even though the award is open to any organisation anywhere.

John Winchcombe

21 May 2025

4 min read

News in Brief

The latest US survey and diary of consumer payment choice compared October 2023 with October 2024.

News

John Winchcombe

21 May 2025

3 min read

Pix: A Flag Bearer for Real Time Payments

Banco Central do Brasil launched Pix, its real-time payment (RTP) system, in November 2020. Pix has a sophisticated technological infrastructure that was developed and is operated, managed and regulated by the central bank.

Payments

John Winchcombe

21 May 2025

5 min read

Payment News

The Nordic countries – Finland, Sweden, Norway, Denmark and Estonia – are reacting to risks to the payment system by working together on offline payments.

News

John Winchcombe

21 May 2025

5 min read

Riksbank’s Priorities – Inclusion, Resilience, and Competition

Sveriges Riksbank (Riksbank) works to ensure that payments in Sweden are safe, efficient, and accessible. They need to function in peacetime, crisis, and states of heightened alert. The Riksbank publishes a payments report most years, although 2023 was an exception. The latest report describes and analyses developments in the payments market over the past year.

Payments

John Winchcombe

21 May 2025

7 min read

Australia and the Future of Cash

In late February, the Governor of the Reserve Bank of Australia (RBA) gave evidence to the Economics Committee of the Australian Parliament. At the time, press reports interpreted her remarks as suggesting cash will be gone in ten years. Matt Sykes, of CPT group, has published his thoughts on the actual state of cash in Australia based on available data.

Access to Cash Free Free

John Winchcombe

21 May 2025

2 min read

Catastrophe Challenges All Payment Methods

An article by David Birch has argued that cash should not be regarded as the catastrophe solution. Cash is a solution, but only for very short time frames. What is needed is the means for person-to-person (or actually, device-to-device) payments that work in the absence of mobile networks, electricity and clearing systems. For example, a device with the necessary secure microchip, or a bank smart card, allows you to pay in shops, or send money to a friend. This is how the Chinese digital currency works.

Resilience

Concha Jiminez

21 May 2025

2 min read

No Power, No Phone… No Panic, Cash is King!

On 28 April, Spain, Portugal, and parts of France experienced a widespread electrical outage that plunged about 55 million people into a pre-electric age. The blackout had significant impacts on digital payments and cash demand, highlighting the vulnerabilities of modern payment systems during infrastructure failures.

Resilience

John Winchcombe

21 May 2025

3 min read

Update on Access to Cash in Canada

In 2023, the Bank of Canada developed a travel-based measure of cash access. This quantified how far Canadians needed to travel to their nearest Automatic Banknote Machine (ABM) or financial institution (FI) branch. This study has been updated with the latest available data, 2023, and the opportunity has been taken to improve the data quality of the ABM data provided by Mastercard, such as duplicate records, missing ABMs and issues with ABM coordinates.

Access to Cash

John Winchcombe

28 April 2025

5 min read

CBDC News

As yet unsubstantiated rumours report that China is linking its digital renminbi cross- border payment system to the 10 ASEAN (Association of Southeast Asian Nations) and six Middle East jurisdictions.

CBDC

John Winchcombe

28 April 2025

5 min read

News in Brief

Auriga, which creates omnichannel banking software, has published a white paper on a net zero cash management strategy. The paper starts by raising the question of just how green digital payments actually are before going on to focus on cash.

News

John Winchcombe

28 April 2025

4 min read

Establishing the Limits of Decentralised Money

In monetary exchange, holding money is evidence of past transactions of goods sold or services rendered. In effect, money can be seen as a record-keeping device. A monetary system needs a record of who has what and where it has moved.

Digital CN Studies, Reports

Latest News

Bank of England Governor Questions Need for CBDCs

CBDC News

Conferences

News in Brief

Payment News

America: Land of the Free (and Payment Choice?)

Challenges and Risk of Payment Complexity

Creating a New Financial Language for Financial Innovation and Competitiveness

Cash Awards Showcase Environmental Change

News in Brief

Pix: A Flag Bearer for Real Time Payments

Payment News

Riksbank’s Priorities – Inclusion, Resilience, and Competition

Australia and the Future of Cash

Catastrophe Challenges All Payment Methods

No Power, No Phone… No Panic, Cash is King!

Update on Access to Cash in Canada

CBDC News

News in Brief

Establishing the Limits of Decentralised Money

Sign Up to Cash & Payment News Weekly

You're signed up!